Motor Vehicle Legal Terms

The laws for motor vehicles vary from state to state. In general the law, it assumes that the vehicle is being operated by the owner's permission.

Laws that enhance penalties that make revocation automatic or targeting social hosts have mixed impact on mortality rates. Mandatory education, alcohol treatment and interlock devices all have minimal effects.

Legal Definitions

The laws governing motor vehicle legal terms are formulated and regulated at the state level. The definitions used by the federal government for national fuel economy standards and licensing standards for commercial vehicle drivers are mostly administrative and do not apply when states establish their own classifications for registration. The classifications of a vehicle determine whether a driver requires special licenses to operate certain kinds of vehicles.

These state laws define the terms "automobile," "light truck" and many others. For instance light truck, it is any motor vehicle that has a manufacturer-rated carrying capacity less than 7,500 pounds. This excludes pickup trucks and panel delivery trucks. It also excludes any combination of vehicles specifically designed to transport passengers or property entirely within its own structure, such as manufactured homes and trailers.

A wheel chair conveyance is a device with wheels, used primarily by persons who are physically disabled and cannot move about as pedestrians. Mopeds are motor vehicle with no more than three wheels that are in contact with the ground that can travel at speeds not more than 35 miles per hour.

A pedicab, or pedal-driven vehicle, is driven by the operator sitting on the top. The owner of the vehicle is the person who has the legal title.

Traffic Laws

Each state has its own set of motor vehicle accident attorneys vehicle laws that cover everything from the registration process to insurance requirements. The laws also deal with the types of vehicles that are covered by law. Some of these laws are the same across states, while others differ greatly. For instance there are laws that restrict the number of people a person can transport in the pedicab. There are also laws that ban reckless driving on certain kinds of roads, including parking lots.

Any person who operates a motor vehicle in violation of these laws could be penalized and liable for fines for violating these laws. Penalties can include having your license revoked or being required to attend traffic school.

The law that governs speed limits on roads is among the most important laws a state has. In New York for example, the speed limit is the same for commercial vehicles as it is for automobiles.

The law also defines the definition of the term "motor vehicle." This includes any description of a vehicle or device that is driven by mechanical power and used on a highway for the transportation of people or property, or for other commercial purpose. The law does not apply to trailers, coaches, semitrailers, all-terrain and snowmobiles as well as motorized mobility assist devices that are operated by people with disabilities as well as self-propelled corn and harvesting machines for hay.

Insurance

A motor vehicle accident law firms vehicle policy is a contract that protects the insurer against financial loss caused by bodily harm or death or property damage caused by a third party that results from the running, maintaining, ownership or use of an insured vehicle. It may also cover physical damage to the vehicle. It must mention the name and address of the named insured, the coverage afforded by the policy, the cost paid for it, the time of the policy's effectiveness, and the limits of liability. It must also contain an agreement or endorsement that states that the insurance coverage is in accordance with coverage specific to bodily injury or death, as well as property damage.

The language of the motor vehicle accident lawsuit vehicle policy could be confusing for the average person. Duncanville law firms often recommend that individuals review an example policy to know the terms. One of the most common confusions is the definition of "motor vehicle". This phrase appears in numerous statutes that govern vehicle registration and financial responsibility laws.

Examples of coverages covered under the motor policy include commercial auto coverage for automobiles used for business, commercial establishments or other activities, employment or jobs performed for profit, automobile liability insurance, which includes PIP MP, PIP, and uninsured and underinsured driver coverage (UM/UIM). A majority of states require drivers to have this kind of insurance.

Permissible Use

If someone other than the named insured or family member drives your vehicle and is involved in getting into an accident, it's crucial to know the insurance coverage that is available in these scenarios. This concept is referred to as permissive use. The specifics of your policy could differ, but in general most major car insurance companies provide this kind of insurance.

However, it is important to keep in mind that anyone driving your vehicle must have your permission for you to be held accountable for any damages. Permission can be express or implied, and it is not required to be recorded.

In determining whether there is implied permission, courts will look at the relationship between the parties, their previous conduct and the use of the vehicle; and the circumstances surrounding the particular driving event in question. A judge will also consider whether any restrictions were made regarding the permissive usage, and if even a minor deviation from the time, location and usage limitations of the original permission would violate of these restrictions.

Remember that adding an additional driver to your insurance policy could increase the cost of your insurance, since the vehicle becomes more difficult to cover. Therefore, you must think about your options carefully before lending your vehicle to others. Contact Jerry for a no-cost insurance quote and to discuss the policy's terms.